488. No insurer shall, in issuing or renewing a private passenger
automobile insurance policy, increase the premium on that policy for
the reason that the insured or applicant for insurance has been
convicted for traffic violations committed while operating a motor
vehicle for compensation during the hours of his employment if, with
respect to a conviction, the employee or applicant has submitted to
the insurer a written declaration made by the employee under penalty
of perjury that the applicant or insured was, at that time, operating
a motor vehicle for compensation during the hours of his or her
This section applies only to those individuals whose specific duties include driving their employer's motor vehicles or individuals who have authority in their name from the Public Utilities Commission to operate as a highway carrier and who are the registered owners or lease operators of the motor vehicle used in the operation as a highway carrier.
¶ This section does not apply to any insured or applicant for insurance convicted of any of the following:
(a) Homicide or assault arising out of the operation of a motor vehicle for compensation during the hours of employment.
(b) A violation while operating a motor vehicle for compensation during the hours of employment of any of the following sections or section subdivisions of the Vehicle Code:
(1) Subdivision (a) of Section 14601.
(2) Subdivision (a) of Section 14601.1.
(3) Subdivision (a) of Section 14601.2.
(4) Section 20001 or 20002.
(5) Subdivision (a) of Section 20008.
(6) Section 23103, 23104, 23152, or 23153.
¶ This section shall not apply to any person insured under the California assigned risk plan prescribed by Article 4 (commencing with Section 11620), Chapter 1, Part 3, Division 2 of this code.
I think this one is self-explanatory.
The above exceptions refer to serious violations such as DUI and
Driving on Suspended.
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a big smile on his face!